of SHARED RISK.
We are switching insurance's at the beginning of the year and under the new plan, Aet.na will cover up to $10K for fertility. So, we have decided to pull out of the Shared Risk program and let insurance cover IVF#2. And if we need to do an IVF#3, it'll still be cheaper for us to pay out of pocket for that cycle versus going through the shared risk program. Steve crunched all the numbers and it all makes sense. Even though the shared risk plan allows us to do up to six cycles, we've decided that we probably wouldn't do that many. I feel like we know we CAN get pregnant, but we just can't figure out why I can't STAY pregnant. So by doing five more cycles, it's really not going to help us answer the why. We will leave it in the Lord's hands.
So in preparation for the cycle in January, I've been playing phone tag with the RE's office and the insurance company. I'm suppose to go in on Tuesday, January 5th for my bloodwork/US, but I need preauthorization before my appointment. Aet.na infertility can't give the authorization, or even view my 2010 benefits, until Monday, January 4! It will be cutting it very close. I just have this fear that something will go wrong and they won't be able to get the authorization in time. Which will probably result in us waiting until April to start a cycle. I'm hoping and praying that everything will happen like it's suppose to and that we will be able to cycle in January because we're NOT going to be able to do a cycle in February or March because we're going ....
on a 7 day CARIBBEAN CRUISE!!
This will be an early 10 year anniversary vacation (actual anniversary is in June).
Steve surprised me on Christmas morning with the vacation.
I am super excited about it because it will be a much needed vacation for us. Again, we are putting all our faith in God's hands and no matter what happens with the cycle, we will accept whatever the outcome is.
